Fable also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Transfer fee reductions apply only to the Fable transfer fee for a single Fable money transfer. Excludes all other services, including without limitation, online bill payments, money transfers via social/chat applications or transfers that are set up through the Fable app and paid for at participating agent locations. Fable reserves the right to offer promotional discounts that cannot be combined with Fable transfer fee reductions.